Want to Keep Your Clients? Don’t Overlook Social Security!

Social Security is not always given proper consideration when it comes to retirement planning. Individuals approaching retirement do not know how Social Security fits into retirement planning, partly because of the many misconceptions surrounding Social Security on soundcloud.com. A qualified, experienced and knowledgable investment adviser can explain where Social Security retirement benefits fit into retirement planning.

David Giertz of Nationwide Financial explained during an interview that most people who had recently retired, and those who were ten years from retirement, are not being given proper guidance by their retirement advisors regarding the role of Social Security in their retirement planning. Not understanding how Social Security works in conjunction with other retirement planning may result in less income or unexpected taxes for retirees at https://vimeo.com/davidgiertz.

Based on a survey on cnbc.com conducted at Nationwide Life Insurance Company, Giertz stressed the importance of not overlooking Social Security because clients are willing to switch investment advisers, if the adviser does not provide proper information about how Social Security retirement benefits impacts investment planning.

David Giertz also said that investment advisers may shy away from considering Social Security in retirement planning, due to the complex nature of Social Security. Giertz also said argued that those who collect retirement benefits too early could lose over $300,000 over 25 years, that is $12,000 a year or $1,000 a month.

David L. Giertz is the Senior Vice President at Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company, and has been since 2013. He has worked as a financial advisor for over 31 years. He is also registered with the Financial Industry Regulatory Authority (FINRA).

Mr. Giertz also serves as President, Senior Vice President and Director for numerous Nationwide Companies. He was formerly the Vice President of Sales at Nationwide Financial Services, but he is now headquartered in Columbus, Ohio.

Mr. Karl Heideck – Litigation Attorney

Mr. Karl Heideck - Litigation Attorney
Mr. Karl Heideck – Litigation Attorney

Quite often lawyers are contracted to act on behalf of their clients by filing the litigation process in the law court or at the arbitrator office. The plaintiff and the defendant in a lawsuit are considered litigators even though both may be represented by lawyers. A trial lawyer in a court or arbitration process is called a litigator even though he/she represents the client for or against in the case.

Mr. Karl Heideck is one of those litigation attorneys. He is reported by THE SOLE READER as a Philadelphia-based litigator who is very successful in his duties. In less than 10 years after graduating from law school, he already built a name brand through his achievements. He is a talented attorney with skills in areas of employment law, product liability, legal writing, commercial litigation, and legal research. He obtained his Bachelor of Arts (BA) degree from Swarthmore College in 2002 and his J.D. Law degree with honors from Temple University – James E. Beasley School of Law in 2009.

Mr. Karl Heideck is currently a contract attorney at Grant & Eisenhofer, PA where he handles complex securities fraud and banking litigation issues; issues relating to transactions, acquisitions, risk management, and liquidity positions in respect the sub-prime banking crises of 2008. He also participates in weekly conferences for company review protocols.

Mr. Karl Heideck worked as a project attorney at Pepper Hamilton LLP from October 2010 to April 2014. He performed various legal duties ranging from orientation, review materials for fact investigation, etc. He worked to improve the company’s protocols and training to ensure rigorous compliances with ethical and professional standards in the entire company. He worked as an associate for a brief period at Conrad O’Brien firm. There he represented corporate and individual clients in commercial litigation including government investigations, and the like. He researched and wrote analytical memoranda, wrote and filed pleadings and participated in settlement negotiations.

The Special Mushroom Compound in Organo Gold Products

The Organo Gold company was launched in 2008 and sells a wide range of health promoting coffees, teas and nutritional meal replacements. It originated in the Philippines, however, it has taken the North American market by storm.

The beverages are formulated with ganoderma lucidum, a compound found in Lingzhi mushrooms, that provide several health benefits. This idea and concept was pioneered by Bernardo Chua.

Bernardo Chua had a vision to formulate these healthy bioactive beverage products and make them available to consumers through an independent distributor.

He grew up in the Philippines and became acquainted with the lingzhi mushroom, as it has been apart of Asian culture for many centuries. PR News Wire has it that Bernardo Chua has has suggested that the best way for the Organ Gold products to reach consumers is through direct sales.

The Lingzhi mushroom is a soft polypore mushroom that comes in a few different varieties. Ganoderma Lucidum reduces stress, increases immune functionality and has anti-cancer properties. The mushrooms are also rich in antioxidants, helps with insulin resistance and boosts the metabolism, thus making it a good supplement for weight management.

It is frequently used in Chinese herbal medicine. It is popular in the Philippines, Japan, Korea and several other parts of Asia. However in the last decade, it has become increasingly popular all over the western world, largely due to the efforts of Bernardo. It is a staple ingredient in Organo Gold products. Their coffees and teas are a good addition to any health regimen.

There is a wide variety of Organo Gold products to choose from. Their Gourmet Black Coffee is an instant beverage and is one of their staple products. It does not contain filler ingredients or artificial flavors.

They also sell a Latte and Moch instant mix, Green and Red teas, and a Hot Chocolate.

Aside from their coffees and teas, their nutritional shake mixes are offered with the ganoderma compound. These can assist with weight loss and overall health.

All of their products are sold through a network of independent distributors.

Learn more about Bernado Chua: http://cajamediterraneo.net/bernardo-chua-turkey-welcomes-health-in-a-cup-of-coffee/

A look at the inspiring real estate projects of Boraie Development and their founder, Sam Boraie.

Sam Boraie is a leading real estate businessman, entrepreneur and devoted philanthropist based in New Brunswick. He is the Vice President of Boraie Development LLC and also the brain behind the creation and development of the company. There are few people who contribute resources to the community’s development, and Omar Boraie is one of them. Through the platform of his business, Mr. Boraie has revolutionized the town of New Brunswick into an urban city with a variety of facilities for its residents. Boraie Development is a specialist in all real estate related services. These services include Property Management, Sales and Marketing and Real Estate Management.  They work with expert architects, contractors, engineers and financial specialists for the completion of their projects that follow a strict deadline and their vision.

Boraie Development LLC and Sam Boraie have worked together to develop the city of New Brunswick, and The Aspire is an example of their work. The Aspire is a project by this company that has provided the city with luxury apartments and world-class facilities. These residential units come with a variety of perks that have elevated the lifestyle of their residents. These facilities include indoor and outdoor clubs, fitness centers and top notch dining experience with restaurants. Spanning a 10,000 square feet area, these luxury apartments have 238 residential suites and are surrounded by hospitals as well as the Brunswick train station. Other residential projects that have developed the New Brunswick area include One Rector Street, The Beach of South Inlet, Albany Street Plaza and Milltown Ford Avenue Redevelopment. Boraie came with a vision of the urban city in New Brunswick that we now see for ourselves. His ambitious vision and dreams for this town have allowed it to reap the fruits of his company’s efforts and development projects.

Omar Boraie is not only a renowned name in the field of real estate and a contributor to urban development in New Brunswick.  He is part of many philanthropic organizations and causes, such as being a member of the Board of Trustees for the State Theatre in New Brunswick. Moreover, Boraie is also on the advisory board of Elijah’s Promise organization. This non-profit organization is an anti-hunger movement in New Jersey which empowers lives through its food services.

Reference: https://www.crunchbase.com/person/sam-boraie#/entity