Social Security is not always given proper consideration when it comes to retirement planning. Individuals approaching retirement do not know how Social Security fits into retirement planning, partly because of the many misconceptions surrounding Social Security on soundcloud.com. A qualified, experienced and knowledgable investment adviser can explain where Social Security retirement benefits fit into retirement planning.
David Giertz of Nationwide Financial explained during an interview that most people who had recently retired, and those who were ten years from retirement, are not being given proper guidance by their retirement advisors regarding the role of Social Security in their retirement planning. Not understanding how Social Security works in conjunction with other retirement planning may result in less income or unexpected taxes for retirees at https://vimeo.com/davidgiertz.
Based on a survey on cnbc.com conducted at Nationwide Life Insurance Company, Giertz stressed the importance of not overlooking Social Security because clients are willing to switch investment advisers, if the adviser does not provide proper information about how Social Security retirement benefits impacts investment planning.
David Giertz also said that investment advisers may shy away from considering Social Security in retirement planning, due to the complex nature of Social Security. Giertz also said argued that those who collect retirement benefits too early could lose over $300,000 over 25 years, that is $12,000 a year or $1,000 a month.
David L. Giertz is the Senior Vice President at Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company, and has been since 2013. He has worked as a financial advisor for over 31 years. He is also registered with the Financial Industry Regulatory Authority (FINRA).
Mr. Giertz also serves as President, Senior Vice President and Director for numerous Nationwide Companies. He was formerly the Vice President of Sales at Nationwide Financial Services, but he is now headquartered in Columbus, Ohio.
Business executive Susan McGalla has made sincere efforts during the course of her career to open doors for other women leaders. She says that women in leadership positions at a company have been shown to increase revenues and profits. Despite this fact it is men who still dominate top positions in the corporate world where their job title starts with “Chief”.
McKinsey is a consulting firm who has researched diversity in the corporate world. Their research shows that the link is pretty clear between those companies that support diversity and those that don’t. A corporation that features diversity in genders is 15% more likely to do better than a corporation that doesn’t have diversity as a policy. Furthermore, the research shows that companies which make ethnic-diversity a priority are 35% more likely to outperform those that do not.
Susan McGalla says that she has seen for herself that there is an almost but impenetrable glass ceiling that stops women from reaching the highest echelons of a corporation or government office. She says that networking and women-focused initiatives have been helpful. They provide good opportunities for women to learn new strategies for advancing their careers and getting in contact with like-minded women who also work in the same industry.
However, Susan McGalla says the underlying issue that prevents women from attaining the highest executive levels still haven’t been addressed. She says that women only occupy the “Chief” levels in small number around the world. She sees that it will take more than initiatives and networking to break the glass ceiling forever.
Find out more about Susan McGalla: http://www.bizjournals.com/pittsburgh/news/2015/09/08/want-to-dress-like-a-steeler.html
Paul Herdsman is the Chief Operating Officer and a co-founder of NICE Global in 2014. NICE is a company that helps other companies retain a larger customer base and increase their profits. It is based in Montego Bay, Jamaica. They offer technical support, company sales, and customer service outsourcing just to name a few. One thing that makes them stand out is that when you call them, you always get a live person. One thing that the NICE founders sympathized with was the constant frustration in the U.S. over getting a recording that doesn’t always understand their voice commands.
Paul Herdsman shared some of the secrets to his success in the Weekly Opinion; “Lessons from Entrepreneur Paul Herdsman” in very early June. The first is employee satisfaction and making them feel as if they’re a part of a second family with NICE. Herdsman states that when you go out of your way to do that, they won’t be as likely to want to change jobs. Also, it leads to higher customer satisfaction and familiarity. Herdsman and the other NICE founders know that customers are usually the happiest when they hear the same familiar voices over again.
Paul Herdsman does believe in training employees. In fact, one of the reasons that he and the other founders go out of their way to create a family environment is that new employee training has to be included in the company budget. Also, Herdsman and his co-founders are so passionate about the success of their company that they want to see every last one of their employees succeed. Refer to This Article for related information.
Paul Herdsman also believes in rewarding employees for how many results they bring out instead of things like sending out the most e-mails. They also make sure that everyone is familiar with everyone else roles. It creates more unity and accountability among the team.
See also: http://weeklyopinion.com/2018/06/lessons-entrepreneur-paul-herdsman/
Robert Ivy serves as American Institute of Architects’ Vice President, as well as, CEO. As an outstanding executive, Robert is honored to receive the Noel Polk Lifetime Prize presented by MIAL. The Mississippi Institute of Arts and Letters award Ivy this present in recognition of his exclusive operations geared towards performance and invention. The popularity of Robert Ivy regarding his acquisition of the award stems from not only his exemplary execution of duties but also his current position.
Mr. Ivy is a premier architect to receive the Noel Polk Achievement Award. According to Nancy LaForge, MIAL’s President, Robert is a renowned architect who ensures that the architectural activities’ accessibility to the public is appropriate and efficient. Nancy postulates that Robert is the best individual to receive the prize as an author and commentator on global architecture.
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Other executives in the industry share similar perceptions of Robert to that of Nancy. Consequently, the President of the American Institute of Architecture, Carl Elefante, terms Robert Ivy as a loyal and productive member for the career. Carl postulates that the Noel Polk Award crowns Robert’s professional and personal success as a Mississippi resident. Carl Elefante, therefore, is delighted by the accomplishments of his colleague. Since the entry of Robert into The American Institute of Architects in 2011, Ivy has expanded the company’s presence and operations. This factor thus qualified Ivy into being among the most honored and distinguished natives of Mississippi. Other famous individuals in Mississippi include Morgan Freeman, Walter Anderson, and authors including Eudora Welty and Shelby Foote.
Besides the acquisition of a famous prize from the Mississippi Institute of Arts and Letters, Robert Ivy maintains other past accolades. The most recognized previous awards of Robert Ivy include Master Architect presented by the Alpha Rho Chi architecture fraternity and the Dean’s Medal Prize. Additionally, different executives have globally recognized Mr. Ivy’s leadership strategy. Robert is a renowned architecture whose presence in AIA as CEO has influenced the organization’s global rank. Currently, the American Institute of Architects possesses the highest level of membership in its 160-year existence history.
Robert’s attainment of the Noel Polk Achievement Award is a reflection of his successes at AIA. Ivy’s accomplishments in the organization include pioneering the operations of the company leading to its recognition by prestigious agencies. Moreover, Robert owns other signature accomplishments directed towards perfecting governance in AIA. Consequently, Mr. Ivy played significant roles in improving the decision-making procedures in the organization leading to the exclusive execution of the company’s operations.
Find more about Robert Ivy: https://www.youtube.com/watch?v=bJ2CmY7_W5o
When you think of technology, you probably think of cell phones, tablets and electronic devices. But beauty products are just one of many products that are also being constantly researched and improved upon. Lime Crime offers a wide variety of products that utilize some of the latest advancements in makeup and skin care. Here are 3 Lime Crime products that use advanced tech to create a fresh, new look.
Lime Crime’s iridescent highlighters will help draw attention exactly where you want it while keeping attention away from where you don’t. Lime Crime’s highlighters come in palettes of 3 and offer everything from subtle nude tones to blue and purple tones that glitter and sparkle on your skin. Like all Lime Crime products, they are both vegan and cruelty free.
- Unicorn hair
Unicorn hair is an ultra-conditioning semi-permanent dye that will turn your hair a rich, luxurious shade without damaging it. Unicorn hair uses advanced tech to turn your hair a rich, vibrant color while still leaving it silky smooth. Choose from full-color coverage to subtle tints for a more delicate shade of color.
- Liquid Metallic Lipstick
Lipsticks have come a long way since the days of ending up with it all over your teeth and sometimes smeared all over your face. Today’s lipsticks not only stay in place, but also offer metallic pigments that offer shimmer and shine without leaving sticky residue on everything you put your lips on. Lime Crime’s Velvetine Liquid Metallic Lipsticks offer all-day coverage with a touch of rich shimmer and shine.
Makeup has come a long way in the last 50 years. From thick, heavy “masks” to lightweight, breathable formulas that still offer great coverage. While makeup may not be what you first think of when you think “high tech,” most Lime Crime products are nothing less than technological marvels.
Find out more about Lime Crime: http://www.revelist.com/beauty-news-/lime-crime-venus-3-palette/12511
Dr. Saad Saad is considered among the best and most experienced pediatric surgeon of our times. His talent and professionalism attracted recognition back in the early 1980s when he received an excellent opportunity to work as a personal doctor for the royal family in Saudi Arabia. The main aspect that led to him being considered for the prestigious position was his ability to speak Arabic and English fluently. In addition, he was certified by the medical board in the United States. Thus after the appointment, Dr. Saad Saad had to relocate with his family from the United States to Riyadh in Saudi Arabia for the four and half year duration. Dr. Saad Saad was born and raised in the Middle East and specifically in Kuwait. He is from a large family comprising of seven siblings and this lead to challenges in accessing daily needs.
The journey of becoming a doctor began several decades ago and when he joined Cairo University and obtained a medical degree with first honor degree coming second in his class. After the completion of the degree, he underwent his internship in England before later moving to United States of American. In addition, he improved his education further by taking residency in pediatric surgery, and he successfully became board –certified. To be become approved by the board and be allowed to practice, one has to undergo progressive and regular surgical practices, specialized training as well as taking challenging tests after every ten years. During his time as the personal doctor to the royal family in the King Specialist Hospital, he performed minor surgeries as well as most complicated ones. One of the most important operations he conducted was on the youngest kid to ever be admitted with an aneurysm. As a result of successful completion of the surgery, the medical fraternity across the globe was motivated by the possibility of treating the condition.
In the course of conducting his routine duties in the hospital, the opinions and the advice of Dr. Saad Saad were given serious consideration and adhered. For instance, the decision to conduct the surgery in the King Specialist Hospital or for patient fly abroad to seek treatment was largely determined by the opinion of Dr. Saad Saad In the course of offering treatment in the Kings Hospital, and he encouraged the parents to take their children to school to ensure they achieve prosperous future. During his tenure as a doctor, he took part in numerous charitable activities that have brought significant impacts to the needy within the society. Currently, he is retired medical practitioner who spends most of the time in lecturing and facilitating talks to encourage the young individuals to pursue their dreams. Dr. Saad recommends people to read more books to nourish their mental and spiritual needs. Learn more: https://www.vitals.com/doctors/Dr_Saad_Saad.html
Through vision and determination, Rick Shinto has grown to be a reputable doctor. He started his medical career as a pulmonologist in the United States. The experience he has had over the years has led to Rick causing a great impact in the medical sector. Moreover, he has ventured into many medical industries since he aims to see a change in the society, especially in the Medicare.
After the completion of his studies, he had the opportunity to work with much operational health center gaining more skills, experience as well as practical knowledge. Therefore, he earned and respected among other health practitioners. In some workplaces, he was entrusted with several executive roles where he displayed his leadership skills.
Rick Shinto continued with the leadership roles which has led to the successes viewed in one of the health companies. InnovaCare has been a cause of influence to the society, and through the good management, it has grown to provide effective services as well as be recognized in many regions. The achievements have increased drastically especially after the selection of Rick Shinto as the Chief Executive Officer.
InnovaCare has filled the gap in the medical sector. It is a facility which has been created using modern technology to be accommodative. It has the advanced technological equipment and the buildings which enable medical treatment to be easy and accessible. Other than the facility, the fee charges are affordable to allow many people to access the medical care. For this reason, many people even the in Puerto Rico has gained access to health care. The accessibility is emphasized by the use of technology that can offer cheaper options such as insurance.
According to Rick Shinto, InnovaCare has prospered in its operation due to the things outlined to govern the company. Some aspects that lead to the success of the organization include the working with people who are skilled and put the needs of the patients first. Team playing is also another virtue which has made the company provide effective services. Moreover, all the activities are governed by transparency and proper communication. Through these values, the company sets a great example of how health facilities should be operated.
It has spread its wings of service beyond the region. Some of its activities affect the people in Puerto Rico through some healthcare outfit provided. The programs presented assist in the provision of good healthcare ensuring great physical and emotional healing. Therefore, InnovaCare enables their customers to get services according to their heart desires.
Our planet’s wilderness areas are greatly under appreciated today. Some of the world’s smartest forestry experts, including Ara Chackerian, are constantly stressing the importance of protecting and preserving our forests and wilderness areas because they play an enormous role in our quality of life. Thanks to Ara Chackerian’s help, his clients and partners have received the appropriate knowledge and tools to carry out the task of harvesting important resources from nature without harming these wilderness areas. In addition to the trees themselves, the various types of wildlife that can be found in these areas also need to be protected if we are interested in fully preserving the greatest resource on earth for our children and grandchildren to enjoy.
According to califoniablog.org, wilderness management, however, is quite a complex topic. The most current forestry techniques can be a great help in preserving an area’s animals and trees in the face of natural disasters like extreme storms, fires and droughts. Unfortunately, many people fail to realize that no two areas of forestry are exactly identical, which is why each of these areas will require slightly different forestry techniques. This is one of the most important considerations when it comes to the planning phase of resource management and wildlife preservation.
Even though Chackerian has demonstrated an intense passion for forestry in recent years, it is important to keep in mind that he also has many other interests in which he has made his mark. Mr. Chackerian has made big moves in the world of entrepreneurship, philanthropy and angel investing. ASC Capital Holdings LLC is a successful company at which Mr. Chackerian fills the important position of Managing Director. For more than twenty years now, he has been investing at the early stages in various healthcare companies that he believes strongly in. Ara Chackerian completed his degree, which was in marketing, at Florida State University. Additionally, he has shown a strong commitment to helping out those who are in need over the years. Non-profits that he has either supported or founded have positively impacted communities in not only the United States, but also Armenia and Nicaragua. You can visit linkedin.com to see more.
Jeunesse Global, the brainchild of serial entrepreneurs Randy Ray and Wendy Lewis, has become one of the most important growth stories in the global health and beauty sector. The company has been churning out game-changing products since the first day it opened for business. Ray and Lewis have achieved almost preternatural success in growing their brand across the globe, signing up thousands of new distributors every year and expanding their customer base to millions around the world.
At the heart of this accomplishment lies the unique Jeunesse Global knack for spotting underserved market niches and developing revolutionary products to address them. The company calls its entire product lineup the Youth Enhancement System. And there really is nothing quite like it currently on the market.
The Youth Enhancement System consists of a basket of more than a dozen products, all of which play a specific role in promoting health, youth and longevity. This package of products eliminates the necessity for consumers to shop at many different sources for all of their health and beauty needs. With the Youth Enhancement System, everything is taken care of.
But that shouldn’t give the impression that the Youth Enhancement System is made up of run-of-the-mill products that could be found at brick and mortar retailers. On the contrary, the package includes some of the most transformational products that the health and beauty industry has seen over the last two decades.
One example is the company’s Nevo energy drink. Competing toe to toe with the likes of Red Bull, Nevo is an all-natural alternative to a market that is saturated with highly refined and synthetic products. The fact that Nevo is made from 100 percent fruit juice means that it has one of the best flavors of any energy drink on the market today. Users say that it tastes more like freshly squeezed fruit juice than like the sugar-added, almost medicinal flavor of many energy drinks that are widely available.
Nevo comes in four great flavors, including peach mango, acai grape, lemon ginger and mixed berry. It has just 50 calories per can and delivers energy that lasts the whole day.
There are a lot of things that Bob Reina stresses when it comes to Talk Fusion, the video communications company, but one of the biggest things is he wants his customers to take back their lives. He knows they have lost control of them and they have given them to someone else out there. Now, they can finally be in charge and stay in charge. Talk Fusion is going to give them all of the tools they need to be successful, and Bob Reina knows these are highly motivated people that will not let anything or anyone prevent them from being happy.
When it comes to Talk Fusion, an individual needs to fight for what matters to them. They need to be able to tell the difference between what is unimportant and what really matters. They can’t get caught up in what other people are saying about them or what other people think they should be doing. That is only going to stop them dead in their tracks and put them in a bad place. It allows someone else to get inside their head. The only voice that matters is their inner voice because it knows what they need better than anyone else out there.
Bob Reina loves to make dreams come true for people. It is one of the most rewarding aspects of his job. He talks about it many times and how he gets paid when someone has a dream come true. Bob Reina is in the Talk Fusion business for the right reasons as the CEO and founder. When the company makes a lot of money, he uses that money to give back to charities and help out other people. He is not looking to just pocket it for himself. In turn, he hopes this will inspire other people to give back as well.
He wants to encourage people to change the direction of their lives, and he also wants to encourage people in positions of power to help out those in need. He is not in this for his own selfish gain. He is in this to make the world a great place. Learn more: https://homebusinessmag.com/author/bob-reina/
Robert Ivy is a graduate of Sewanee, the University of the South, with a degree in Bachelor of Arts in English. He then did his masters degree in Architecture at Tulane University. He is an author, editor and practicing architect. In 2001, he published the biography, Fay Jones, which is currently in its third edition.
Ivy has served in the United States Navy as an officer before becoming an architect. He was also McGraw-Hill’s Architectural Record editor-in-chief, and with his leadership, the record became the most worldwide distributed architectural journal and won various awards that included National Magazine Award. Robert Ivy also led the fast growth of McGraw-Hill’s design and construction media in China and the Middle East.
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In 2011, Robert joined the American Institute of Architects (AIA) and was made the Chief Executive Officer (CEO) in 2011. Being an ambassador of the architect profession, he has made the institute, with the aid of seven worldwide chapters, grow significantly with membership being at its highest level since the beginning of the institute 160 years ago. Speaking of awards, Ivy’s effective communication on the value of design has made the national architecture fraternity to previously honor him making him the only architect selected to receive this honor in the 21st century and also one of the seven receivers of the same in 100 years since the fraternity started. Also, the University Of Arkansas Fay Jones School Of Architecture gave Ivy the Dean’s Medal in 2017.
On June 2nd, 2018, Robert Ivy, American Institute of Architects’ Executive Vice President (EVP) and Chief Executive Officer (CEO) together with Andrew Cary Young (a stained-glass designer) will be receiving the Noel Polk Lifetime Achievement Award by Mississippi Institute of Arts and Letters (MIAL). He will be the first architect to receive the Polk Award that is always given to artists and art patrons in Mississippi according to zdnet.com.