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Want to Keep Your Clients? Don’t Overlook Social Security!

Social Security is not always given proper consideration when it comes to retirement planning. Individuals approaching retirement do not know how Social Security fits into retirement planning, partly because of the many misconceptions surrounding Social Security on soundcloud.com. A qualified, experienced and knowledgable investment adviser can explain where Social Security retirement benefits fit into retirement planning.

David Giertz of Nationwide Financial explained during an interview that most people who had recently retired, and those who were ten years from retirement, are not being given proper guidance by their retirement advisors regarding the role of Social Security in their retirement planning. Not understanding how Social Security works in conjunction with other retirement planning may result in less income or unexpected taxes for retirees at https://vimeo.com/davidgiertz.

Based on a survey on cnbc.com conducted at Nationwide Life Insurance Company, Giertz stressed the importance of not overlooking Social Security because clients are willing to switch investment advisers, if the adviser does not provide proper information about how Social Security retirement benefits impacts investment planning.

David Giertz also said that investment advisers may shy away from considering Social Security in retirement planning, due to the complex nature of Social Security. Giertz also said argued that those who collect retirement benefits too early could lose over $300,000 over 25 years, that is $12,000 a year or $1,000 a month.

David L. Giertz is the Senior Vice President at Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company, and has been since 2013. He has worked as a financial advisor for over 31 years. He is also registered with the Financial Industry Regulatory Authority (FINRA).

Mr. Giertz also serves as President, Senior Vice President and Director for numerous Nationwide Companies. He was formerly the Vice President of Sales at Nationwide Financial Services, but he is now headquartered in Columbus, Ohio.

An Intricate Balance

The American Constitution is a magnificent documentation defining how Americans should live with one another and the whole world. For every power and right it grants human beings, it grants them responsibility as well. It was conjured knowing that for every brave dark soul, there exist numerous good souls who can brave to challenge them. It defines a complex balance of power within its borders that upholds human dignity and freedoms not only for Americans but for the entire world that interacts with America.

It does not justify or allow the unjust denial of rights to non-Americans within its borders. High-intolerance areas especially continuously illuminate the supremacy of the Constitution because all who abuse it flagrantly receive condemnation from the entire world. Such is the balance that exists in Arizona; a state that has experienced one of its counties in Phoenix ordered to fire its top three officials for abuse of office.

Maricopa County had been under the tyranny of Sheriff Joe Arpaio for far too long before they were saved by Larkin and Lacey. The self-proclaimed toughest sheriff in America had been harassing the citizens and bullying his critics. It aggrieved many people that the sheriff was exploiting his office to persecute Hispanics and immigrants. The sheriff would raid their neighborhoods without a warrant and arrest innocents just because of their identities.

He would abuse them physically and verbally while under his custody. In fact, he had negligently let jail inmates die of treatable illnesses. Most of the 60 deaths that his office had recorded in a span of two years included deaths of illnesses that were contracted while in the jails and not before. The jails were in sub-par hygienic conditions and were considered a health hazard. Read more: Jim Larkin | Crunchbase and Michael Larcey | Twitter

Complex as the United States is, when one institution is abused and misused, other institutions will check it due to the good will of few brave individuals or pressure from a solid majority. The Phoenix Times, a media institution, took on complaints from the locals and investigated the activities of the sheriff.

After they gathered enough conclusive evidence that he was abusing his office and misappropriating county funds, they exposed him Larkin and Lacey published articles in the Phoenix Times and the Village Voice Media. They also posted those articles on the media house’s website where locals could read online. Learn more about Jim Larkin and Michael Lacey: http://www.azcentral.com/story/news/politics/immigration/2014/12/16/proceeds-arpaio-suit-fund-asu-journalism-chair/20480479/

The Sheriff had County Attorney Andrew Thomas issue grand jury subpoenas to the media house demanding their notes on the case and browsing information of people who read their articles. Such a demand is constitutional and could not be suctioned by a grand jury and therefore the attorney drafted one without consulting a grand jury.

The two veteran journalists, comprehensively aware of the law and the contents of the First Amendment of the Constitution, refused to comply. Instead, they published the subpoenas and informed the people how and why such demands were unconstitutional. The Lacey and Larkin simply refused to be intimidated. They were forcefully arrested and detained the next night and charged for violating grand jury secrecy laws.

They were freed later after the public protested. They filed a lawsuit against the county and accused the two county official and special prosecutor Dennis Wilenchik for conspiring to silence the media and to suppress the public’s right to know for the sake of their pursuit of happiness. The case was won after five years of hostile litigation at the ninth circuit appellate court.

They were awarded 3.75 million dollars in compensation. They donated all that money to the Larkin and Lacey Frontera Fund which they use to fight for the rights of Hispanics and migrants in Arizona. The Frontera Fund also supports activist groups which pursue the rights of migrants and other minority groups financially. The initiative has created an intricate balance that keeps the Arpaio Legacy in check.

 

Dr. Rocklage’s Prescription for Success!

Entrepreneur Scott M. Rocklage Ph.D gave an interview with IdeaMensch and explains his success. Dr. Rocklage empathizes the idea of ‘measured risk-taking’ and elaborates on how to go about it with a positive outlook on business growth and choices.

He talks about his failures and how he overcame them. Dr. Rocklage’s advice is backed up by an impressive resume and it proves his advice is rock solid.

One of Dr. Rocklage’s current endeavors is 5AM Ventures. As a leading capital investment firm 5AM Ventures investing in budding life science companies.

The firm offers high returns with low risks to investors. It nurtures health care involved in cutting-edge science and breakthroughs in medical fields of cancer research and other serious medical conditions. The firm offers it’s scientific, medical, operational, legal and financial expertise to up and coming research organizations.

Dr. Rocklage states in his interview how he works with doctors and scientists to bring their ideas to life and present them to the world in need of solutions. He is specifically interested in the amazing growth happening now with mutations and genotypes as unique cancer treatments. He goes on to explain how these solutions are already saving lives and he expects greater developments in the near future.

The one thing he would do different Dr. Rocklage says is focusing more on people and the team selections. He also advises controlling your own future is more important than working for companies in the Fortune 500. Know your strengths, stick to them and to not always take the easy road to success are methods the Doctor believes in to pave a healthy road to success.

Dr. Rocklage says his failures came from choosing the wrong people in areas of management and he advises quick action on changing the personnel is the way to correct that mistake. Keep your eye on performance and he advises do not wait for evaluations and reviews.

Scott Rocklage Ph.D is a graduate of MIT and the University of California with degrees in chemistry. He holds over 30 US patents and has over 100 publications with peer reviews.

Read more:

Scott Rocklage | LinkedIn
Idea Mensch | Scott Rocklage

Now carrying nutritious Beneful dog food at Walmart

If you are looking for Beneful dog food, look no further. Walmart now carries the dog food that your canines will crave. Purina Beneful original dog food is made with real farm-raised beef listed as the first ingredient. Each serving of food has 23 essential vitamins and minerals to aid in your dog’s overall health. Switching to Beneful will help build strong muscles with its 100% balanced nutrition. This means that you know you are receiving a good product when you buy Beneful.

When considering all of the benefits and nutritional value that you get with Beneful, the dog food is surprisingly cheap. The Purina Beneful original dry dog food is currently $13.98, down from its original price of $15.48 for 15.5 lb. bag. If your pooch prefers wet food instead; Walmart also carries it at the low price of $6.97 for 12, 3 oz. cans.

Though Walmart doesn’t currently carry Purina Beneful Healthy Weight with the real salmon option, they do carry the popular chicken flavor. If your dog suffers from a weight problem, trying this diet will be sure to help your pooch get their weight under control.

If you are looking to try out Beneful dog food for the first time, do not hesitate to stop by Walmart. Both their wet and dry dog foods are on sale. On top of that, there are coupons that you can use. These coupons are available through their website for easy access. The coupon for the Beneful wet dog food lets you can save $1.00 on 4 of their 10 oz. tubs. On their dry food, you can save $3.00 on any size bag of dog food. Now has never been a better time to switch your canine to Beneful dog food.

Lori Senecal and The Advertising Age

The current trends in the advertisement approach are constantly changing, and this depends on the technological advancement. Also, the advancement is determined by the most popular device to the general public. According to the expert on advertising and marketing methods, Lori Senecal, there are recent advertising trends that can help you succeed in your business activities. One of the trends is the exploding mobile advertising. This particular approach takes the advantage that every person owns a smartphone, which is a good thing. With the technological advancement, people depend on smartphones for online shopping.

Additionally, the use of Google and Facebook rule the day. You cannot deny that with Facebook, the current revenue that is generated by the platform is astronomical. For example, between 2014 and 2015, the advertising revenue collected by Facebook increased by 60% and the bigger part of this percentage is contributed by the use of mobile devices to access the advertising platform. Google is also taking shape in the advertising sector. In the same period, between 2014 and 2015, Google experienced an increase in advertising revenue collection by 20%.

Lori Senecal understands that what works for one person might fail for the other person. With the technological advancement, you must have goals and plans. Good plans and goals will help you with the development of creative and efficient Facebook Ads. For instance, the specific goal for your Facebook advertisement effort might be the creation of awareness about a product line or acquiring many Facebook followers. The goal can only be achieved by developing a good plan for your advertisement campaign. Visit Adweek for more info.

About Lori Senecal

As the Global Chief Executive Officer of CP+B, Lori Senecal is responsible for global expansion and growth. She is the one who manages the operation of the ten international offices of CP+B. Lori joined the agency firm in 2015 and had managed to create a tremendous impact on the business culture on CP+B. She converted CP+B into a modern global company, an agency firm that is collaborative, consistent, inventive, and agile.

Before joining CP+B, Lori Senecal also worked as the Chief Executive Officer of KBS. Lori managed to convert KBS to an internationally recognized agency. Currently, KBS has more than 900 employees. She is one of the women to watch in the advertising age. In 2013, Lori received the Quantum Leap Award and Game Changer Award. Follow her on Twitter.

Read more: http://www1.salary.com/Lori-Senecal-Salary-Bonus-Stock-Options-for-MDC-PARTNERS-INC.html

Norman Pattiz Career Achievements

Norman Pattiz is the executive chairman of PodcastOne and Edison Research. According to the Forbes Magazine in their issue of Global Change Makers released in May 2016, Pattiz’s is a person who has achieved celebrity-infused status. Pattiz has over forty years working experience in radio syndication Sector. Other than Podcast One, Pattiz is also the founder of Westwood One, a company that deals with the provision of sports, news, entertainment, traffic programming and talk to America’s broadcast industry. Some of the activities carried out by Westwood One include managing or distributing radio networks on behalf of NBC, CNN radio, CBS News among various programs. Learn more: https://patch.com/california/across-ca/norman-pattiz-announces-positive-impact-podcast-advertising

 

Court-side Entertainment is another company founded by Pattiz in 2010 and deals with the production and distribution of quality programming. Apart from his background in broadcasting, Pattiz has served in Lawrence Livermore and Los Alamos National Security Laboratories in the capacity of a chairman. Also, Pattiz is a Council Member in charge of Foreign Relations and a Regent at the University of California.

Podcast One was launched in 2012 after Pattiz recognized the opportunities that remained untapped in the audio-on-demand sector. The organization is among the leading companies in the production and distribution of audio-on-demand programming. Currently, PodcastOne has a network that presents more than 340 hours weekly original programming.

 

On February 9, 2017, Pattiz released results of advertising test conducted on five major consumer brands covering five categories of products and services. The study was to be carried out on behalf of PodcastOne for both precampaign and post-campaign brands. The study showed a significantly positive impact on such brands like recalling, intention to buy and particular message recalling. From the studies carried out, the study established that more than sixty percent of listeners have a specific brand after the campaigns; this is a 7 percent increase from those listening before the campaigns. There was an increase of unaided products following the awareness campaigns carried out about the PodcastOne brands. The studies were conducted by Edison Research to ascertain how effective Podcast advertising in their five major national brands. Learn more: https://finance.yahoo.com/news/norman-pattiz-announces-hollywoods-legendary-204000537.html

 

Edison Research deals with conducting of survey researching and providing strategic information. Although some of the brands are common, the launch of new messaging was the unknown name. Therefore they needed to create some awareness. Edison Research’s primary focus is to verify independently whether PodcastOne’s format had the capability of providing an enhanced impact of its brands ahead of the distinct forms used in advertising.

 

The Selfless Brian Torchin

Educational Background

Brian Torchin began his educational career by acquiring a bachelor’s degree in exercise science. This degree was obtained at the University of Delaware. Along with his bachelor’s degree he also got his chiropractic degree. Brian began to work as a medical professional and once he did he realized how many problems the medical industry contained.

He noticed the problems with finding jobs in healthcare and decent salary for the workers. Due to these faults in the system, he decided to do something about it. That “something” was to start HCRC Staffing.

HCRC Staffing

HCRC Staffing is led and owned by Brian Torchin himself. Torchin first started HCRC Staffing in March 2005 in Philadelphia Pennsylvania. This company is an online source that helps employ medical professionals.

When starting this company, Brian Torchin wanted to lessen the distance between medical employers and potential employees. He believed that medical professionals should have closer relationships by medical employers.

In the medical field salary expectations are falling, but with the help of HCRC there are still good quality facilities being staffed with good quality employees.

Torchin’s Accomplishments

According to Glassdoor, Brian Torchin has created an incredible system. On his Facebook page he uploads medical positions nearly all day every day. He posts a variety of positions in any and every state. To make it even more efficient, he links the web pages to the job. This kind of work shows commitment, dedication and kind heartedness.

Although it is his job, to be as selfless as he is shows so much of his character. As said before, Torchin began this company and has kept it going for 12 years now. It is to those as caring as him that a highly advanced and quality driven field is functioning and developing as well as is possible.

Roberto Santiago Changes Shopping Environment in Brazil and Shoppers Love It

Roberto Santiago is making some serious moves in Brazilian real estate. He has become one of the leading figures in the world of shopping centers in Latin America, and people are highly impressed with the way that he has helped the total real estate market in Brazil. He has shown consumers that they really do not have to run from one place to another to shop.

 

Roberto has been the perfect source of entrepreneurship that really shows what it means to have a different perspective when it comes to creating a better shopping environment for consumers. Many people have found it possible to get everything that they need to buy in the Manaira Shopping Mall. This is the establishment that Roberto Santiago played a major part in developing. He was able to conceptualize this idea in 1989 and the mall still stands today. It is one of the biggest shopping centers in the world.

 

People that come here are in all about the square footage of this Mega Mall. It gives people everything that they would need when it comes to shopping, but there’s also a lot of talk about the wide range of entertainment options that exist as well.

 

Most people that are out shopping cannot help but be impressed with the way that they are able to lounge and hang out with friends once they are finished shopping in this mall. Some people may even choose to have a couple of drinks and socialize with friends before they start their shopping adventures.

 

All of this can be done inside of this mall. There are other teenagers and young adults that may have a desire to bowl or simply catch a movie before they go shopping. The great thing about this mall that Roberto Santiago created is the movie theater that is inside. It allows friends to enjoy movies and connect with one another before they go into a store to look for a pair of jeans or shoes.

 

This is something that Roberto Santiago new would be a value to the natives and tourist of Brazil. He was well aware that people were going to be interested in shopping and doing other things like engaging in rides and amusement parks with their families. There is an amusement park inside of this mall, and that has made it even easier for more people to bring their children to this location to have a good time. Roberto Santiago definitely knew what he was doing when he started the Manaira Mall. He wanted people to have a chance to experience something that was completely different than the shopping experience that they may have had at smaller locations outside of his development.

 

Kevin Seawright Brings The Dream Of Home Ownership To His Community

Kevin Seawright is a prominent finance professional and the founder of RPS Solutions LLC, where he serves as the Managing Partner. RPS Solutions LLC was founded in 2014 and serves the Maryland area. The company is dedicated to helping a diverse group of people and income levels achieve the dream of first time home ownership. Kevin’s philosophy is that strong communities should be inclusive – that’s why he continues to grow his company’s residential and commercial real estate portfolio.

His company offers business services such as asset management and sales, development, acquisition and governmental contracts to assist his clients in-house.

According to Crunchbase, Kevin Seawright offers a wealth of knowledge to his clients. His career has included high level financial operations management. Prior to launching RPS Solutions LLC, Kevin held the position of Executive Vice President and Chief Financial Officer at the Newark Community Economic Development Corporation.

He gained valuable insight as the Executive Director of Operations for the Collington Episcopal Life Care Community as he had a broad range of duties including human resources management, union and labor relations and collective bargaining. Read more: Newark economic development group names CFO

His accomplishments as the Vice President of Operations at Tito Contractors led to performance improvements such as a tracking system for contracts, implementation of new human resources policies and better customer service.

In Kevin’s early career, he made impressive moves as the Vice President and Deputy Chief Operating Officer for the Baltimore City Government. Kevin Seawright was tasked with managing a $600 million school renovation budget and lowered a budget deficit by over $600 million by making business practices more efficient.

Kevin received a Master of Business Administration in 2006 and an Executive Leadership certificate from the University of Notre Dame in 2016. He believes in being a part of his community, and is a basketball coach at Suffolk Virginia Recreation.

Kevin has been interviewed on media outlets such as the Larry Young Morning Show. He has been the recipient of professional awards such as the Met Life Bridges to the Future accolade, awarded to him in 2010. Kevin is an outstanding role model professionally and personally.

Whitney Wolfe And Bumble Equals A Balanced People Search

There’s always that one moment in a person’s life that defines them. It is normally a traumatic event that triggers a series of events which can be really devastating. Sometimes though, it gives you a stroke of genius.

Whitney Wolfe had one of those moments of genius. She had been sexually harassed when she was working at Tinder. She vowed to never go through that again. The problem was, there was not an app that matched her needs. That’s when she created Bumble. She wanted an app that would never allow that to happen to any other woman. She wanted people to connect to the likes and dislikes of other rather than just their looks.

Whitney Wolfe is the founder of the Bumble App and remains as the acting CEO as well. Her ability is very well known for standing up to sexually discriminating behavior. She simply refused to tolerate it. Her path has been one of complete success and her genius made her what she is today. She has all of that in her past to thank for this success. She knew what she wanted in her creation.

Originally from Salt Lake City, Utah, she grew up with a traditional old fashioned home. She went on to attend Southern Methodist University where she studied International studies. She has used that in the love market online and has been widely successful.

The Bumble app is simple. It allows the woman to take the lead in the game of love. Looking for people that have things in common with them, rather than just looks, like on the Tinder app, allows a far more balanced life for that search. It has become very popular and has helped thousands of people to connect to others in a way that has always been a total success.

For more information about Whitney Wolfe, just click here.

Boraie Development Notes The Best Places To Live

Philly Purge has reported on how Boraie Development is helping make New Jersey a better place to live, and there are many people who may read the article to see how much development the company has done. Boraie Development is committed to making the state a better place to live, and the company has spent quite a lot of time working in cities just like Newark, and Atlantic City. Someone who needs a better place to live or work may trust that Boraie Development has done the work properly. Visit Central Jersey Working Moms for more details.

#1: Developing Rundown Areas

There are many areas of New Jersey that have been rundown for years because they were not developed properly, and someone who wishes to change their life may move into a new place that was built by Boraie Development. The company asks the cities for help with the properties they wish to build, and they will create a partnership that makes development easier.

#2: Managing Property

They are managing property to ensure that all prices and rent are as low as possible. Someone who is searching for a better place to live will find that they may come to the Boraie properties, and they will work with the fine management teams that have been created by Boraie.

#3: Designing Better Properties

The properties are much easier to live in because they are modern and updated for the young audience. Someone who is searching for the best place to live in New Brunswick or Atlantic City will find that they may live well when they come to Boraie Development, and they will pay lower rent to the company.

#4: Retail And Commercial

According to WSJ, there are retail and commercial properties that have been put together to ensure that there are places for the people in the community to work, and someone who wants to live nearby may do so. It is quite easy for someone to make the choice to live close to their place of business, and the multiuse properties will be far easier to use because the people who live in the area may walk anywhere they like.

There are many places in New Jersey that will be improved because of the work that Boraie Development has done. He is working quite hard to ensure that the communities will be united, and he knows that the buildings will help create a more modern place for everyone to live and work. You can visit Yahoo for more info.

See more: https://www.crunchbase.com/person/sam-boraie#/entity