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Want to Keep Your Clients? Don’t Overlook Social Security!

Social Security is not always given proper consideration when it comes to retirement planning. Individuals approaching retirement do not know how Social Security fits into retirement planning, partly because of the many misconceptions surrounding Social Security on soundcloud.com. A qualified, experienced and knowledgable investment adviser can explain where Social Security retirement benefits fit into retirement planning.

David Giertz of Nationwide Financial explained during an interview that most people who had recently retired, and those who were ten years from retirement, are not being given proper guidance by their retirement advisors regarding the role of Social Security in their retirement planning. Not understanding how Social Security works in conjunction with other retirement planning may result in less income or unexpected taxes for retirees at https://vimeo.com/davidgiertz.

Based on a survey on cnbc.com conducted at Nationwide Life Insurance Company, Giertz stressed the importance of not overlooking Social Security because clients are willing to switch investment advisers, if the adviser does not provide proper information about how Social Security retirement benefits impacts investment planning.

David Giertz also said that investment advisers may shy away from considering Social Security in retirement planning, due to the complex nature of Social Security. Giertz also said argued that those who collect retirement benefits too early could lose over $300,000 over 25 years, that is $12,000 a year or $1,000 a month.

David L. Giertz is the Senior Vice President at Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company, and has been since 2013. He has worked as a financial advisor for over 31 years. He is also registered with the Financial Industry Regulatory Authority (FINRA).

Mr. Giertz also serves as President, Senior Vice President and Director for numerous Nationwide Companies. He was formerly the Vice President of Sales at Nationwide Financial Services, but he is now headquartered in Columbus, Ohio.

PodcastOne Chairman Norman Pattiz Demystifies Podcast Ads With New Study

Consumer’s attention spans are very short these days and nobody knows that better than PodcastOne Chairman Norman Pattiz. When Norman Pattiz was coming up through the ranks magazines, television shows and radio were likely the only mediums that were vying for the attention of a consumer. Nowadays that number of distractions has exploded and with that has come a lot of choice.

While that increased choice might intimidate other media professionals Norman, who has worked in the world of radio for forty years, saw it as a great opportunity. Learn more about Norman Pattiz: https://www.bbg.gov/who-we-are/our-leadership/board/norman-j-pattiz/

When change comes to an industry the way that technology has encroached upon and decreased the marketshare of traditional media such as books and journalism, professionals can either cry over spilt milk or get to work learning a new industry and figuring out how they can find their place in that new industry.

Norman built an illustrious resume in radio that includes presidential appointments and oversight of the most well-known radio broadcasts. He also built a radio syndication company.

But when the tide in media was clearly turning toward the internet Norman decided to leave the safe shores of the radio world that he had come up in for the more unpredictable world of podcasting.

Podcasting is a form of media that might be described as the child of radio only it is typically downloaded or streamed via an internet connection. Part of the unpredictability of the podcasting world is the fact that the business model is not as clear cut.

But Norman Pattiz and his company PodcastOne are taking strides to change that. At the top of 2017 Pattiz announced the results of research that had been conducted in tandem with Edison Research to settle the question of whether or not podcasts were worth investing advertising dollars in.

The results of the study, some of which have been shared on PR Newswire, indicated that the answer to that question was yes. According to Tom Webster, Vice President of Strategy at Edison Research the study can “definitively show” that ads that are placed on podcasts do in fact impact brand lift. Advertisers that choose to partner with a podcast to connect with customers will no longer have to worry that they are taking a huge risk thanks to this study.

For PodcastOne and its chairman Norman Pattiz the study is a boon. It shows that PodcastOne, a company that hosts more than 340 hours of podcasting each week, is a great place for advertisers who are looking to run a marketing campaign.

 

Nathaniel Ru – Helping Expand Sweetgreen Salad Chain with his Strategic Business Initiatives

Sweetgreen is one of the country’s most popular and preferred salad chain, which helps the people to have a healthy meal on the go, without adding unwanted calories to their bodies. The fast food outlets have become one of the biggest problems with the health and fitness of the country’s population as they add fat and cholesterol to the body without adding any element of notional value.

 

However, Sweetgreen Salad centers offer fresh, locally produced, and organic vegetables that are used in the salads they offer. It adds to the nutrition that you are missing, and since it is organic, you do not have to worry about any unwanted chemicals going in your body. Famous investors such as Danny Meyer, Daniel Boulud, and Steve Case are backing the venture of Sweetgreen.

 

The food industry has been evolving as well as changing in the past few years rapidly. The people are getting aware of the hazards of eating at the other popular food chains and restaurants that may offer delicious food but comes with the disclaimer of an unhealthy body and life. It is for this reasons more, and more people are seen choosing Sweetgreen as their go-to fast food center.

 

At present, there are 64 stores across the country at different locations. The surprising part is that the company has chosen not to keep the menu safe at all their outlets because it relies highly on the local produce and seasonal veggies available there. The primary aim of Sweetgreen is to ensure that the consumers only get the best and the freshest of vegetables at all times.

 

Nathaniel Ru is one of the co-founders of Sweetgreen. It was founded in the year 2007 by Nathaniel Ru and two of his friends, Nicolas Jammet and Jonathon Neman. All three of them were students of the same university, Georgetown University. Nathaniel Ru says that the idea to open Sweetgreen came naturally to them as they wanted to eat something natural and healthy frequently, but the Georgetown area lacked outlets that could offer anything healthy per se.

 

It is for this reason they chose to start Sweetgreen, which is located strategically in the heart of the city and continues to do huge business till date. Nathaniel Ru and his partners managed to set up their first Sweetgreen Store in the town in three months after their graduation. Nathaniel Ru holds BS Degree from the reputed Georgetown University and is also the founder of the famous Sweetlife Festival, one of largest food cum music festivals in the region.

 

Kate Hudson’s Fabletics Poised to Take Amazon Down?

While Amazon may not be in any immediate threat of being taken off the top spot as an e-commerce retailer, they appear to be getting some heat in one particular niche they have dominated for years. In the online apparel niche, Amazon commands 20 percent of the sale sin that space, but that slice of the pie may be getting significantly smaller. Kate Hudson’s Fabletics has burst on to the scene, and sales of women’s apparel in the last three years has surpassed $250 million with no signs of slowing down.

 

Hudson commented about the success of her athleisure brand, crediting reverse showrooming and her unique Fabletics membership plan as the causes. Although this line of high-quality active-wear sells itself, the buying experience is something women are drawn to. They start by heading over to the Fabletics retail store at the local mall. Here these women get to check out all the latest workout apparel and active-wear releases. Women apply for the free membership try on all the clothing they want, do a little window-shopping, then take the Lifestyle Quiz. There is no high pressure sales tactics from Fabletics associates, and customers often leave without spending a penny.

 

Without spending money, how is Kate Hudson’s Fabletics making $250 million in sales?

 

The overall sales process doesn’t really take hold until these same female shoppers visit the Fabletics online e-commerce site. Since these consumers have tried on apparel at the retail store, part of the Fabletics membership includes the feature where those items get moved to the online profile too. Now since these items were already worn and fit perfectly, the guesswork is removed from the equations as these women are free to surf the store for even more of a selection. These women will add different styles, colors, and new arrivals, often spending significantly more than they would have at the mall.

 

The Kate Hudson’s Fabletics membership includes free shipping on the online orders, discounted active-wear pricing, and the assistance of a personal shopper who picks one item each month that matches your quiz results and adds to the cart. The ease in ordering and high-quality merchandise only enhance the overall buying experience at Kate Hudson’s Fabletics. This buying formula seems to be working, and if the sales numbers keep growing, we may have a new queen at the top of the e-commerce apparel niche in the very near future.

Weekend #workout plan inspired by @gingerressler's high-power moves ????

A video posted by @fabletics on

Duda Melzer – Leading Entrepreneurs in Brazil and Head of RBS Group

Eduardo Sirotsky Melzer heads ones of the largest media conglomerate in Brazil, the RBS Group. Mauricio Sirotsky Sobrinho founded the RBS Group in 1957, and after his demise was run by his brother, and presently, Duda Melzer is the CEO and Chairman of the company. Duda is the third generation in the family to head the business and was appointed to the position of CEO in 2012 and the post of the chairman of the board of directors in the year 2015. The RBS Group has many news media outlets in the print, the internet, radio, and TV outlets.

It was known from well before that one day Duda would be heading the company, but to ensure that he would be capable enough to lead one of the largest media corporation in the country, he had to climb the ladder of success to earn the position of CEO and Chairman of RBS Group. Duda Melzer studied Business from the highly reputed Pontifical Catholic University and went on to continue his studies in the United States. In the U.S. he joined Harvard Business School to study Masters in Business Administration. He also did two more diploma courses from Harvard to further polish his resume and gain more knowledge in field of interest.

According to Estadao, Duda Melzer also worked with some of the leading media companies in the United States to understand the media business better. He has the experience of working at BoxTop Media, Delphi Corporation, and Family Communications Network. However, after working for several years in Brazil, Duda Melzer returned to Brazil to join the family business. He worked in RBS Group in various departments from 2004 to 2012, which helped him understand the business of the company from the ground roots level. He takes inspiration in corporate strategy development from John Davis, a Harvard Professor, who he calls his mentor.

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See more: http://g1.globo.com/rs/rio-grande-do-sul/jornal-do-almoco/videos/v/presidente-do-grupo-rbs-eduardo-sirotsky-melzer-falar-sobre-a-transformacao-da-zh/3321858/

Betsy DeVos: Creating A Better Life For Others Through Philanthropy And Activism

Betsy DeVos was born Elisabeth Prince in January 1958. Her father was billionaire industrialist Edgar Prince and her mother was Elsa Zwiep Prince. DeVos grew up in Holland, Michigan where she attended the private Holland Christian High School. She earned a BA degree from Calvin College located in Grand Rapids. She was raised in the Christian Reformed Church in North America and went on to join the Mars Hill Bible Church in Grand Rapids where she served as an elder. DeVos is a member of the Republican Party, and she served as chairwoman for the Republican Party in Michigan. She is known for supporting school choice, charter schools, and school voucher programs. Betsy married Dick DeVos Jr., son of Richard DeVos Sr., a co-founder of Amway. She is the current Secretary of Education for the United States. Follow Betsy DeVos on twitter.com

Betsy and Dick DeVos founded the Windquest Group in 1989. This equity investment firm invests in manufacturing, technology, hospitality, and clean energy. Betsy served as chairman of the Group from 1993 to 2016. The DeVoses are also board members and investors in Neurocore Brain Performance Centers. This company offers testing and treatment for several conditions that include sleep disorders, anxiety, stress, depression, migraines, autism, ADD, and ADHD. The treatment is drug-free and based on science using brainwave analysis. Repetitive positive reinforcement trains your brain to reduce or eliminate symptoms of the disorders. Biofeedback and neurofeedback sessions last about 45 minutes and use the brain’s neuroplasticity or ability to change. Thousands of people have gone through the 90-day program are now able to live normal lives free of medication.

Betsy DeVos is well known for her philanthropy. She served as a vice president of the Prince Foundation also called the Edgar and Elsa Prince Foundation after her parents who created it. The organization supports Christian churches, schools, and other organizations. In 1989, the Dick & Betsy DeVos Family Foundation was created. This organization gives to support 5 areas: community, arts, education, leadership, and justice. The DeVos Foundation gives huge amounts to health research, hospitals, and other organizations. The Helen DeVos Children’s Hospital has a first rate Pediatric Oncology Program known globally. It is named for the mother of Dick DeVos. It really is “All In The Family” when it comes to charitable donations from Betsy DeVos and her family.

President George W. Bush appointed DeVos to the director’s board of the Kennedy Center for the Performing Arts. She served there from 2004 to 2010. During that time she donated millions to promote programs at the Center. DeVos is also engaged in education activism. She would like to see the numbers of for-profit charter schools increased so that parents will have increased choice. She also favors school vouchers that allow students to use public funding to attend private schools. Betsy has served on many boards and has been active in many organizations including the Alliance for School Choice, All Children Matter PAC, Advocates for School Choice, American Education Reform Council, Education Freedom Fund, Choices for Children, the Great Lakes Education Project (GLEP), and the American Federation for Children (AFC). The success of children through education is truly an ideal Betsy DeVos believes in. Check this article from New York Post.

The Copa Star: A Hospital Dedicated To Offering The Highest Quality of Healthcare

The Copa Star Hospital is a healthcare and medical care facility located in Brazil and is known to be one of the best of its kind. The Copa Star has redefined healthcare in the country, standing as a shining example to hospitals all over as a standard for excellence and high-quality medical care. With numerous hospitals and medical centers popping up all over the country, the need to stand out from the crowd was extremely prevalent when the Copa Star was entering the sector. By understanding what patients want from a hospital, and by tailoring around their infrastructure to fit just that, the Copa Star has shown everyone that they are a hospital that stands for the best.

When someone is admitted to a hospital, they are often met with an unpleasant sight and feeling of uneasiness. However, no one ever hesitates to stay in a luxury five-star hotel complete with every amenity that one could ask for. Taking the concept of a luxury hotel, the Copa Star decided to structure and make the hospital look extremely top tier so that their patients would be comfortable here. The interiors of the hospital are done extremely well and are very pleasing to the eye. It gives off a feeling of being in a place that is truly luxurious in every sense. Studies have shown that when a person combating an illness is kept in a comfortable environment, rather than one they are uneasy in, they tend to recover a lot faster. Abiding by this, the Copa Star has always thought of their patients first, with their well being and speedy recovery being their top priority. Visit the site Rede D’Or for more info.

But the Copa Star knows that getting lost in the looks of it all is easy, and a hospital needs to do what a hospital does, which is provide medical facilities. The Hospital Copa Star has taken that to a whole new level by striving to be at the top in their sector by offering some of the best medical facilities in the country. The hospital is extremely progressive and believes in constantly updating their technology to provide their patients with the best treatment options. The Copa Star has one of the best pools of doctors and surgeons who are extremely well trained in their fields. The hospital also has a large list of nurses and medical staff who work round the clock to ensure that their patients are always taken care of.

Since its inception, the Copa Star has treated numerous patients for all kinds of diseases. The hospital has also been in charge of treating various foreign and Brazilian politicians, as well as famous celebrities. Their service to their patients goes well beyond what one would expect a hospital to provide. Visit their profile page on facebook.com.

Honey Birdette Expands Globally With Beautiful Lingerie Solutions

When Australian boutique lingerie brand Honey Birdette started in Brisbane, it was its founder, Eloise Monaghan, drinking a few glasses of wine with her friends and discussing how hard it was to find quality luxury lingerie for women. That problem demanded a solution so in 2006 she started her business, which is now offering high quality, beautiful lingerie and accessories for women all over Australia and expanding into the United States and United Kingdom as well.

Until recently women in the United States who want to try out the Honey Birdette brand for themselves had no local webpage, and needed to wait a long time to have it shipped internationally. Now they have a new option with the just-launched US platform which will cut down on shipping times, offer free shipping on orders over 50 dollars, and enhance the customer experience with more choices and simpler returns. This came after a 374 percent increase in sales over the last twelve months, sales numbers that Eloise Monaghan would like to see climb even higher.

Honey Birdette may even open up retail locations in the United States in the coming years, but so far no exact locations have been announced. The same is true in Europe, where aside from the UK they have no retail boutique stores decided upon yet.

In the United Kingdom, however, they are already opening up and serving women with the unique style, beautiful bras and briefs, and even sex toys and accessories that women love. Honey Birdette plans to increase the store count in the UK retail portfolio up to 40 brick and mortar locations by the end of 2018. Most recently, they added the first non-Australian store in London’s Covent Garden, followed by the second and third in Leeds’ Victoria Gate and Westfield White City.

Check out more Honey Birdette on YouTube.

Penelope Kokkinides Among New Executives at InnovaCare Health

InnovaCare, a healthcare organization, recently announced addition of three more executives into its leadership team. The Chief Executive Officer of the company, Rick Shinto expressed his confidence in new team stating that the additions would triple the Company’s success. The first addition is Jonathan Meyers, who is serving as the Chief Actuary Officer. The second addition is the Mike Sortino, who assumed the office of the Chief Accounting Officer. Lastly is Penelope Kokkinides who serves as the Chief Administrative Officer. Mr. Shinto unveiled the news on July 28, 2016.

Visit: https://penelopekokkinides.withknown.com/

Penelope Kokkinides’s Career History

Penelope Kokkinides is a graduate of the Binghamton University where she pursued bachelor’s degree in Classical Languages and Biological Sciences. Before joining InnovaCare, she worked for various companies as an executive. For instance; in Centerlight HealthCare, she served as the Chief Operation Officer and later the Executive Vice President. She headed the Care Division and oversaw strategic and management direction of the Care Unit. She also worked at the AmeriChoice as the Corporate Vice President for the Disease and Care Management. As the Chief Operation Officer at the Touchstone Health, she fostered development and implementation of the healthcare model of the company.

Penelope Kokkinides experience in the previous companies has been instrumental in the success of the InnovaCare. Equipped with over two decades of expertise in the Medicare and Medicaid industry, Kokkinides has developed clinical programs and managed health operations to improve organizational infrastructure. According to hrmronline.com,

About Rick Shinto

Dr. Rick Shinto has equal healthcare experience as his workmate Kokkinides. He has served as the president of InnovaCare since 2012. He received a degree in medicine from the State University of New York. He holds an MBA from Redlands University. Before InnovaCare, Rick was a medical officer for NAMM California. He has served the same position in Medical Pathways Management Company. Mr. Shinto won the ‘A Tribute to Caring’ award due to his effort to help and empathize with his patients and right patient –doctor relations.

The Payment Learning and Action Network

To transform and promote quality medical services, InnovaCare Health recently took part in the Payment Learning and Action Network healthcare. It is a payment model that transitions the payment models in the United States from being quantity based to being quality purposed. The new payment model seeks to eliminate the current fee-for-service model of payment to a model that pays the health caregivers and hospitals to promote improved and quality health care.

The Lung Institute: Improving Lives through Stem Cell Therapy

The goal of founding the Lung Institute was to improve the quality of life of patients with various respiratory illnesses such as asthma and COPD. Chronic lung diseases make it difficult to perform simple tasks like walking, cooking or taking a shower. They include COPD (chronic obstructive pulmonary disease) and pulmonary fibrosis. The lung institute made it their responsibility to relieve suffering and prolong the quality of life using the best and safest means of treatment.

The Lung Institute has an extensive medical experience of more than a century. Its physicians have an established patient care experience that prioritizes quality of care and the patient’s safety. Today, it leads in the medical world as a provider of regenerative stem cell therapy for chronic lung diseases. The revolutionary life changing treatment method has earned the Lung Institute a worldwide reputation (https://lunginstitute.com/testimonials/) in the medical arena.

Stems cells are essential to all organisms. They can form any body tissue by self-renewing and replicating. Adult stem cells exhibit a quality referred to us plasticity. That is, cells from one tissue of the body can transform and function as another tissue. Plasticity is the quality that makes the use of stem cells possible and efficient in regenerative medicine, especially for tissue healing.

The stem cell treatment protocol involves three steps. The first step is to harvest the stem cells from the bone marrow or blood of the patient. They are then separated from other cells in the collected sample before being reintroduced in the patient’s blood stream. Usually, any item introduced in the body is available throughout the body through transportation by blood. However, studies by the National Institute of Health showed that the lung traps stem cells.

Once stuck, they will not only replicate and auto-renew but also function as lung tissues. As a result, they slow down the progression of lung disease and improve the natural healing process. The advantage of stem cells therapy over the traditional treatment options is that it reaches beyond relieving symptoms to hindering disease progression. Besides, it poses no risk of the adverse side effects common with conventional therapies. There is wealth of information provided at the Lung Institute’s Twitter page and YouTube channel.

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ONCOTARGET: THE MEDICAL JOURNAL

Oncotarget is a medical journal that majors in oncology. Oncology is a branch of medicine that deals with treatment, analysis, and prevention of cancer. Impact journals published Oncortaget and established in 2010.

Mikhail Blagosklononny and Andrei V. Gudkov were the first chief editor of the medical journal. The editors are now based at Rosewall Park Cancer Institute. The medical journal is significantly talented and resourceful for scientific results and research on cancer. It helps both doctors and a regular citizen to have a better understanding of how to fight and handle the condition. In 2015 Oncortaget was ranked number one the listing of oncology journals in the United States.

The primary motive of Oncortaget as a firm is the best example one can refer to scientific research of oncology. Adding on the same token, recently one of the study papers that were researched, published, developed included the impact of Hur impediment by small molecule on collateral cancer cell called tumorigenesis. The condition, cancer is one of disease that has a high mortality rate,i.e. cancer was placed third as the most common cancer that causes cancer to have a high mortality rate. Oncortaget is a platform that was created to help people give in their suggestion and also interact with highly trained doctors to come up with a better solution on how to combat the disease. Follow Oncotarget on Twitter.

The study carried out indicates that therapeutic outcomes target HuR in CRC that guarantees better results. But it’s important to note that Oncortahget plays a vital role in the entire society of the people either infected or affected by cancer. The Oncortaget provides more information on prevention and treatment by cancer.

Visit his profile on Google Scholar.